TERMS AND CONDITIONS
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1. This website is developed, maintained/hosted and owned by Terribly Tiny Ventures Pvt. Ltd. Any submissions of content on / through this website is completely voluntary and non-obligatory. HSBC Ltd., India ("HSBC") shall not be liable for any claim/loss/injury/damage faced by you owing to any action / omission by TTT.

2. By submitting the content, you agree to let TTT and/or HSBC to abridge / amend the same and publish it as a creative content in any form (text/visual/video) with due reference to you/your Instagram handle as source thereof.

3. You also understand and agree that content submitted (or abridged) may be used by HSBC in its communication / marketing material, without any further notice or fee/royalty due towards you. HSBC shall not tag you on any social media handle but can display your name/Instagram handle details, if available with TTT.

4. You expressly and voluntarily waive any claims, including but not limited to any intellectual property rights, in regard to the content submitted by you or developed by TTT / HSBC using the same.

5. HSBC has a strict policy against content that is illegal, abusive, violative of public morals and decency or contrary to Government/legal guidelines, including but not limited to medical treatments for any diseases/maladies. Users are strongly advised to verify facts and contents of submissions / posts available on this website from Government approved sources. HSBC shall not be liable or responsible for any loss, injury or damage caused to anyone as a result of using, applying or otherwise acting is pursuance of any content available on this website.

6. General advisories:

- Never respond to unsolicited offers of money received through emails/phone/other media in connection with this activity or otherwise. No one really gives money or anything for free.

- Be careful while investing in seemingly attractive schemes offering high returns.

- Don't invest in unregulated companies/entities.

- High return means higher risk including potential loss of entire money; please check your risk-appetite!

- Take care of your money - it is hard to earn but easy to lose.

- When in doubt check with a trusted financial adviser. For any clarification, visit www.rbi.org.in, www.sebi.gov.in or www.irda.gov.in.